Michael Chan

Michael Chan, known in finance circles as Mick Chan, is the Chief Executive Officer of Zand Bank PJSC, a Dubai-based digital bank that leverages artificial intelligence and blockchain technology. Since Zand Bank received its license in June 2022, Chan has positioned the institution at the intersection of traditional finance and decentralized finance, steering a bank that aims to blend conventional banking practices with cutting-edge fintech innovation. Based in Dubai, Chan has built a reputation as a global leader with experience spanning major banks and transformative tech-driven financial services. He is widely associated with the strategic push to modernize digital banking in the region through AI-enabled processes, secure digital asset capabilities, and interoperable blockchain solutions.