David Schwartz

David Schwartz is a veteran technology executive known for shaping Ripple's technical vision and serving as the architect of the XRP Ledger. Over a long tenure with Ripple, Schwartz helped steer the company’s evolution from a payments-focused startup to a platform underpinning digital asset infrastructure. As the XRP Ledger’s chief architect, he contributed to the design decisions, open-source governance, and robust technical roadmap that supported high-throughput, secure value transfers across the network. His work earned him recognition as a central figure in the broader distributed-ledger space, and he became synonymous with the technical backbone of Ripple’s ecosystem.