PointPay $PXP

PointPay is an innovative cryptocurrency banking platform operational since 2018. With its base in St. Vincent & the Grenadines, Estonia, and Lithuania, the company extends its broad spectrum of crypto banking services to over 1 million active users globally. PointPay's unique ecosystem comprises a blockchain-based bank, an exchange platform, a crypto wallet, and a payment system.

PointPay Crypto Bank

PointPay Crypto Bank empowers its users to earn daily interest on their funds and avail instant loans. The company is on the brink of launching crypto debit cards that will empower users to carry out online and in-store purchases akin to conventional debit cards. The blockchain-based bank facilitates users to earn interest on 13 of the most popular digital assets, including stablecoins USDT, USDC, and DAI, by simply funding Checking or Savings accounts. It promises a transparent and straightforward interest rate that enables anyone to earn up to 8% APY on their assets. Furthermore, it allows users to stake PXP tokens to earn up to 20% per year on their PXP token holdings.

PointPay Crypto Exchange

The PointPay Crypto Exchange offers three types of interfaces - Classic, Advanced, and Quick Exchange. While the Classic and Advanced versions cater to experienced customers, the Quick Exchange offers simplified exchange functionality. The exchange platform strives to provide the lowest trading and withdrawal fees in the market.

PointPay Crypto Wallet

The PointPay Crypto Wallet provides a secure platform to store digital assets on the blockchain, efficiently send them via email, and track their value over time.

PointPay Payment System

The PointPay Payment System allows customers to purchase the most popular digital assets directly from debit and credit cards for fiat currencies such as USD, EUR, GBP, etc. Crypto banks enable users to apply for a loan and receive funding within minutes. PointPay customers can lend seven popular cryptocurrencies with USDT as collateral. The crypto loans generally do not require a credit check as digital assets serve as collateral for transactions.

Conclusion

PointPay strives to be at the forefront of the crypto banking revolution and envisions a future where banking is predominantly based on blockchain technology. Its primary goal is to foster financial freedom by providing universally accessible crypto banking services.